History in the Making – Meet the CEO of Master Card – Ajay Banga and his achievements till date!

Ajay Banga loves to talk about the wonders of a cashless society, but every now and then it can backfire. At his first offsite leadership meeting after taking over as president and CEO of MasterCard, he gave his senior team a spirited speech about the downside of cash—it’s hard to track; it’s used for drugs, […]

Ajay Banga loves to talk about the wonders of a cashless society, but every now and then it can backfire. At his first offsite leadership meeting after taking over as president and CEO of MasterCard, he gave his senior team a spirited speech about the downside of cash—it’s hard to track; it’s used for drugs, weapons, and tax evasion; and it’s expensive to make (just the cost to produce and distribute it can run the central bank of an average country up to 1.5% of GDP). As he concluded his remarks, one of the executives in the room, at the Fontainebleau in Miami, challenged Banga to show the group how much cash he had on him. Banga opened his wallet and pulled out $2, at which point the group chided him. “The others basically said, ‘What a cheap guy—he can’t even tip the bellboy,’ ” Banga recalls. “And they were right. I didn’t tip the bellboy!”

Banga espousing the benefits of going cashless is a little bit like Howard Schultz saying everyone should drink coffee—after all, this is a company that makes money on transaction fees every time someone uses credit instead of cash—but Banga is a man on a mission, even if it means coming off as a cheapskate once in a while. These days Banga has a lot to talk about. When he took over MasterCard exactly four years ago, the company had recently gone public, and disrupters like Square and PayPal were starting to make waves in mobile payments. Now the company most people associate with a piece of plastic is going virtual, digital, and biometric. It’s experimenting with facial-recognition software, mobile-payment systems, touchless transactions, and its own idea of a “digital wallet” that it thinks can succeed where others have failed. It is using big data to give its customers better insight, and it has a Google-style moon-shot lab for experimental new ventures. Banga is hardly a native technology CEO—a consumer products lifer, he cut his teeth at Nestlé in India before jumping to PepsiCo’s restaurant division and then to Citibank—but to hear him talk philosophically about a “world beyond cash,” he sounds more like a Silicon Valley futurist than a payment-processing executive.

Welcome to MasterCard 2.0.

Credit cards are a funny business. For one thing, companies like Visa ( V -0.02% ) and MasterCard ( MA 0.63% ) are not technically credit card companies; they’re payment-processing companies, effectively acting as the middleman in the transaction between consumers, merchants, and credit card issuers (typically a bank). Both MasterCard and its rival Visa were in fact once owned by banks: MasterCard by an “association” formed in 1966 that included Wells Fargo ( WFC 0.16% ), Bank of California, and First National, and Visa by Bank of America ( BAC -0.56% ) (it was originally called the Bank AmeriCard). In 1969 the “Interbank Card,” as it was called, was renamed Master Charge, then MasterCard in 1979. Even after the two went public—MasterCard in 2006, Visa in 2008—they carried their legacies with them; the card brands remained heavily influenced by the banks that had owned them.

Between Visa and MasterCard ( MA 0.63% ), it’s a two-horse, Coke-and-Pepsi-style race: Visa is the larger of the two, with $11.8 billion in 2013 revenue to MasterCard’s $8.3 billion, and $4.38 trillion in global spending volume to MasterCard’s $3 trillion (American Express is much smaller by that metric, at $940 billion). But while Visa is bigger, MasterCard is growing faster in places like Europe. (American Express has more revenue than either one, at $33.4 billion, but has a different business model.)

Who’s in Your Wallet?
It’s not about how many cardholders, but how much they spend. Above, global purchase volume of the biggest names.
—Alexandra Mondalek
Graphic Source: The Nilson Report

Who’s in Your Wallet? It’s not about how many cardholders, but how much they spend. Below, global purchase volume of the biggest names.

Banga faces two big hurdles: to get customers to choose credit over cash, and when they do, to get them to choose MasterCard ( MA 0.63% ). The first is being helped by a societal trend toward credit over cash (see “The Death of Cash”). The second is more of a challenge when, as even Banga admits, the two brands are interchangeable in consumers’ minds, since both are accepted nearly everywhere. “They’re both ubiquitous,” he says. Banga believes the key to getting consumers to reach for MasterCard instead of Visa lies in offering technology that makes the purchase experience smoother for customers and merchants. And so, from day one, his aim has been to make innovation a priority.

The first thing you notice about Banga, 54, is the thick black beard on his face and the elegant black turban atop his head. The turban is central to Sikhism (Banga was raised Sikh in Pune, India, the son of a retired Indian military general) but is a rare sight in U.S. boardrooms. In a graduation speech at New York University’s Stern School of Business in June, Banga conceded as much: “I tend to stand out in a room,” he said. “Turbans and beards will do that to you.” He joked that being randomly searched at airports is his “part-time hobby.”

The next thing you notice about him is his humor. He teases colleagues and makes fun of himself, frequently; he talks candidly and swears for emphasis. But that frankness and ability to disarm earn him respect. “Ajay is the most intelligent person I’ve worked with in my life,” says one senior colleague who did not want to be quoted for fear of looking obsequious. “It comes down to his confidence; he is deeply at ease with himself.”

When he first joined the company, Banga walked the halls and struck up conversations, asking people who they were and what they did. Employees weren’t used to it. One alum, who worked at MasterCard for more than a decade, says the culture was “extremely conservative” before Banga.

The company’s headquarters in Purchase is a sprawling, 450,000-square-foot building designed by I.M. Pei that MasterCard bought from IBM in 1995. The open hallways, flooded with natural light, are beautiful, but like any corporate campus, spread out and impersonal. That’s changed a little under Banga: the company recently ordered 35 Xootr scooters for the 1,500 employees here to use for getting to meetings; stuffed monkeys hang from trees in the “conversation suite,” a new interactive social media center. And of course, at the cafeteria and at various coffee carts, only MasterCard is accepted—no cash.

Credit card processors are in a way the original technology plays; MasterCard’s core competency, after all, has always been the technology infrastructure that connects more than 25,000 banks to 2 billion cards that are used at 40 million merchants in 210 countries. But Banga doubled down on technology. He launched an in-house innovation arm, MasterCard Labs, in 2010 when he was still COO. PayPass, its contactless technology, was rolled out in 2012 and is now used by more than 2 million merchants in 63 countries. MasterPass, the company’s digital wallet (it stores your personal data to more quickly complete a purchase from any device, using any brand of card) followed, in February 2013. And while digital wallets have had questionable success—Google Wallet, Square Wallet, and Visa’s original digital offering, V.me, all failed to gain traction—MasterCard is making MasterPass its biggest digital push yet, with constant product updates and, as of this month, the ability to purchase from within apps rather than just at mobile websites. To win in the digital payments market, “you have to have some basic capability in the physical world and some capability in the digital world,” says Ed Olebe, who worked in emerging payments at MasterCard and left this year to start his own mobile commerce company. “And what a lot of these smaller, newer companies find is that it’s very hard to make a dent in the physical world. The players who can handle the digital challenges and the security challenges, and keep a presence in the physical world, will win. And that’s MasterCard.”

To run MasterCard Labs, Banga tapped Garry Lyons, a 42-year-old Irishman who came in as part of the acquisition of Orbiscom, a Dublin-based maker of payment-solution software the company bought in 2009. Banga gave him a long leash: “Garry is geeky—it’s like he’s got ADD,” Banga says. “I told him, ‘Here’s the money. Knock yourself out. Waste it. Buy booze if you like. I don’t care. But if you don’t give me stuff to launch, I’ll fire you all.’” Last year, Lyons held an “innovation express,” where he put a group of his techies in a hotel room for 48 hours and told them to create a new product. One product from MasterCard Labs is ShopThis!, which lets customers purchase items from within a magazine app—click on an ad for cologne, for example, and buy it right there. Banga also made Lyons, seen as a star within the company, MasterCard’s chief innovation officer. Lyons says it’s a comfort to have a CEO who is committed to technology: “We have the right guy driving the bus.”
Ajay Banga MasterCard CEO Ajay Banga stands in the atrium of the company’s headquarters in Purchase, New York.
Photograph by Mackenzie Stroh for Fortune

Ask Banga what other technologies MasterCard has up its sleeve and he offers a string of examples, some of them apps, some just small features that bring big convenience. He loves inControl, which lets you carry just one MasterCard but set it to charge either your credit or debit account for purchases above or below an amount you choose. It can also work like parental controls on a television, restricting the type of store where the card can be used. Or, Banga points out, it can help curb your Starbucks addiction: Set it to limit your spending there each month to, say, $50, and “at $45 it’ll send you a text and say, ‘Hey, dopey guy, you’ve reached $45. Next time you go, what do you want me to do?’ ” That all may sound pretty simplistic, but it’s something MasterCard has patent-protected for the next 10 years.

Other innovations are in play overseas: The company is working with governments in countries like South Africa to issue cards that contain biometric data. It has ramped up fraud protection in the wake of the 2013 Target breach (as have all its competitors). And it is starting to use big data to enhance existing services, most notably for its small-business customers. Its Market Vision reports now tell small businesses how they’re doing as compared with an aggregate of similar competitors in the area.

Analysts say Banga is succeeding in his mission. “There are many times where I see MasterCard make headlines first,” says Barclays analyst Darrin Peller, who rates the stock a buy. “I think that’s their culture now. They are trying to be extraordinarily innovative.” The stock is up nearly 30% over the past year, compared with the S&P’s gain of 17%. In the past five years it’s risen 330%. Visa has climbed 240% in the same time.

Much of the opportunity for the company is in parts of the world where a digital wallet is still decades away. It is zeroing in on the 2.5 billion people in the world who are unbanked or “underbanked.” (Banga co-chairs the World Economic Forum’s financial steering committee.) In Lebanon and Jordan it partnered with the UN World Food Programme to give Syrian refugees ­MasterCards loaded with $27 per week for food. In political crisis zones like Russia and Egypt, many government employees get their salaries on prepaid MasterCards. When chaos hits, banking systems freeze, and cash becomes unavailable, their cards are still automatically refilled.

Of course, MasterCard’s competitors are pushing innovation hard too. Last month Visa announced an ambitious digital venture, Visa Checkout. AmEx recently hired a former PayPal executive as its CTO, while PayPal has made its payment technology available in brick-and-mortar stores through a partnership with Discover. Bitcoin continues to gain momentum, and Apple is rumored to be working on a digital wallet. (It filed an “iMoney” patent in January.)

Despite all this, and for all Banga’s talk about a cashless future, the vast majority of the world’s transactions—some 85%—are still conducted in cash. If anything, the argument could be made that the long-heralded end of cash has been overhyped and is still many years away. Ann Cairns, MasterCard’s head of international markets, offers a more cautious take: “There is going to be a continuum where cash, cards, and mobile exist side by side for a significant period of years,” she says.

However long the transition takes, with Banga’s eye trained on technology, MasterCard looks well positioned to lead in a post-cash world. Maybe he can even find a solution for tipping those bellmen.

~ Source: Fortune.com

#KashmirFloodsUpdate! – Sikh Kaum Out For HELP!

A team of Young Khalsa’s under Khalsa Aid team have initiated floods relief in the floods hit areas of J & K. We are working closely with the JK Sikh Professionals ( JKSP ). There is an urgent need for almost everything. Together with JKSP relief centres in Jammu and Kashmir have been set up. […]

A team of Young Khalsa’s under Khalsa Aid team have initiated floods relief in the floods hit areas of J & K. We are working closely with the JK Sikh Professionals ( JKSP ).

There is an urgent need for almost everything. Together with JKSP relief centres in Jammu and Kashmir have been set up. The relief teams have started to distribute food and water to those who are escaping the floods.

Devastating floods have taken place in Kashmir valley during the past few days. Among the worst affected areas in the Srinagar City are Jawahar Nagar, Raj Bagh & Mehjoor Nagar & Allochi Bagh. All these places have an approximate Sikh population of around 25000 souls. All of their houses are inundated under 10-18 feet of water & they have lost everything. These people are in dire need of help with children & aged who need immediate attention.

People are waiting on rooftops awaiting to be rescued either by boats or choppers to safer places. Some 150 families are reported to have been already shifted to Gurudwara Shaheed Bunga in Barzulla which is among the lesser affected areas, but these are unconfirmed reports since there is no phone connectivity since Sunday (07-09-14) afternoon with the valley.

Come out and HELP! Spread across these numbers among your contacts!

FLOODS HELPLINE :

The floods affected people needing information or advice can contact the following numbers in an emergency:

Gagandeep Singh 09419113668

Parduman Singh 09419108582

Email: flood.jksp@gmail.com

Please ONLY call these numbers if you are directly affected by the floods.

We need your support:

TO DONATE: please click on the following link: http://www.khalsaaid.org/donate.html

Teachers Day Celebration By Akal Academy Kajri

Teachers are the nation-builders. They build the future citizens of the country. On 5th of September Akal Academy Kajri Niranjanpur celebrated Teachers’ Day with plethora of activities fun and devotional programmes. On this special Day, teachers, magnificently attired made their morning entry to the school in cheerful anticipation to be greeted by school children. The children too were overjoyed for getting an opportunity to have their own planned schedule to bring their teachers in elation for few hours. The senior students played teachers role and took over the class control themselves to provide their teachers moments of get together. The teachers shared reminiscent of their own experiences as student.

To begin with all the teachers had assembly in the Darbar Sahib Hall where shabad and quiz competition on ‘Gurmat Gyan’ between gents and lady teachers was organized by 11 and 12 classes. The Teachers were given title tokens amid thundering claps. Some teachers brought to light the contribution of Dr. S Radhakrishnan to teaching community in whose memory this great is celebrated. Miss Anshul Bhardwaj was honored as ‘The best teacher’ for her being the most regular and punctual teacher of the year. Finally, Tug of war between Teachers and Students enthused all when teachers displaying muscular skills pulled the boys back to their line twice.

The Principal Mrs. Simran Kaur Thind extended her best wishes and told the teachers to follow the principles of progressive teaching-learning as visioned by The Kalgidhar Society, Baru Sahib. Mr. Phillip Xavier, Head School Media centre too contributed a lot to make this programme successful.

~ Ashok Guleria
~ Akal Academy, Kajri

GQ Sikh

London, UK: After the Waris Ahluwalia’s GAP advertisement, the Gentlemen’s Quarterly has featured Manik Singh, another keshadhari Sikh, in its magazine. The Gentlemen Quarterly is a fashion magazine with no connection to Sikhi, however’s its decision to feature a Sikh model has been welcomed with surprise. Since the 9/11 attacks, Sikhs have repeatedly endured violence […]

London, UK: After the Waris Ahluwalia’s GAP advertisement, the Gentlemen’s Quarterly has featured Manik Singh, another keshadhari Sikh, in its magazine.

The Gentlemen Quarterly is a fashion magazine with no connection to Sikhi, however’s its decision to feature a Sikh model has been welcomed with surprise.

Since the 9/11 attacks, Sikhs have repeatedly endured violence and bigotry throughout the World because of their religiously-mandated turbans. In August 2012, a gunman with known ties to neo-Nazi groups attacked a Sikh place of worship in Oak Creek, Wisconsin, killing six worshipers and injuring several others, including a local law enforcement officer.

In the months after the massacre, a Sikh business owner was shot and injured in Port Orange, Florida; a Sikh octogenarian was beaten with a steel rod in Fresno, California; and a Sikh professor was assaulted in New York, New York. Despite Sikhs being an integral part of the United Sikhs of America, racism against Sikhs has increased over the past few years.

~ Source: Sikh24.Com

Sikh Temple raise money for epilepsy charity!

A total of £2,700 was raised for Epilepsy Action by a Sikh Temple following their annual walk. Members of the Sri Guru Singh Sabha Gurdwara presented a cheque of £2,200 to Roger Stimson of the charity, with another £500 donated afterwards. The walk, which was roughly six miles, went from Asda in Rivergate to the […]

A total of £2,700 was raised for Epilepsy Action by a Sikh Temple following their annual walk.

Members of the Sri Guru Singh Sabha Gurdwara presented a cheque of £2,200 to Roger Stimson of the charity, with another £500 donated afterwards.

The walk, which was roughly six miles, went from Asda in Rivergate to the Ferry Meadows’ Visitor Centre and back. The money raised goes towards the charity’s freephone helpline: 08088005050.

~ Source: http://www.peterboroughtoday.co.uk/

This is what Sikhs look like!

Sikhism is the world’s fifth-largest religion, with roughly 25 million adherent dispersed throughout the globe. The faith teaches that all people are equal before God and should develop their spiritual character through humility, compassion and generosity. Sikhs typically keep their hair uncut as a symbol of unity with God, and men — and some women […]

Sikhism is the world’s fifth-largest religion, with roughly 25 million adherent dispersed throughout the globe. The faith teaches that all people are equal before God and should develop their spiritual character through humility, compassion and generosity. Sikhs typically keep their hair uncut as a symbol of unity with God, and men — and some women — cover their hair with turbans as a mark of faith.

Unfortunately, Sikhs are one of the most misunderstood religious groups in America. Subjected to countless hate crimes and attacks over the years, Sikhs have born the brunt of many Americans’ xenophobia and still manage to promote peace and religious literacy through it all.

HuffPost Religion invited Sikhs on social media to share their depictions of#whatsikhlookslike — putting the power back in Sikhs’ hands to define themselves.

The response revealed a diverse and vibrant community that refuses to be pigeonholed. If you would like to share an image of what Sikh looks like to you, share your photos tagged #whatsikhlookslike with @HuffPostRelig on Twitter.

Source: www.huffingtonpost.com

NYPD’s Outdated Policy Perpetuates Anti-Sikh Stereotypes!

For the second time in a month, a Sikh-American was physically assaulted in a reported hate crime in New York City. On July 30, a man in a pickup truck directed hate speech at 29-year-old Sandeep Singh before running him over and dragging his body with his vehicle. On Aug. 7, Jaspreet Singh Batra, a […]

For the second time in a month, a Sikh-American was physically assaulted in a reported hate crime in New York City.
On July 30, a man in a pickup truck directed hate speech at 29-year-old Sandeep Singh before running him over and dragging his body with his vehicle. On Aug. 7, Jaspreet Singh Batra, a medical scientist who was walking with his mother, was attacked by a group of teenagers who shouted racial slurs while punching him in the face and the back of his neck.

Batra’s case bears a striking resemblance to last year’s incident involving Prabhjot Singh, a physician and professor at Columbia University who was chased down by a group of teens shouting “Get Osama!” and “Terrorist!” The attackers fractured Singh’s jaw and dislodged several of his teeth before dispersing.

Sikh Americans, easily identifiable by their uncut hair, turbans and beards, have been disproportionately targeted in hate violence since the 9/11 attacks. Nationwide, there have been more than 700 attacks and discrimination incidents against Sikhs since 9/11, according to the Sikh Coalition, the largest Sikh civil rights organization in the United States. This includes a brutal attack two years ago on a Sikh temple in Oak Creek, Wisconsin, which took the lives of six worshippers.

Despite the national outrage after Oak Creek, Sikhs continue to be targeted in hate crimes. A 2009 report by the Sikh Coalition found that 41 percent of Sikhs in New York City have been called names such as “Osama bin Laden” or “terrorist” and that 9 percent of Sikh adults have been physically assaulted because of their religious identity. (By way of comparison, in 2012, when the national population just topped 300 million, the Federal Bureau of Investigation documented 6,000 hate crimes in the United States — a a rate of 0.002 percent.)

Police departments are too often part of the problem. For instance, the New York Police Department maintains a policy that effectively bars observant Sikhs — who follow the religious mandates of keeping a turban and uncut hair — from serving on its force. They may only serve if they hide their turbans under police hats, which Sikh traditions prohibit.

Of the 500,000 Sikhs living in the United States, tens of thousands call New York City home. The NYPD’s unwillingness to accommodate an important part of its community gives New Yorkers a green light to do the same — and perpetuates the very stereotypes that lead to hate crimes.

Limited victory
In 2001 the NYPD traffic control division fired Amric Singh Rathour for refusing to abandon his turban and uncut beard. His letter of termination cited a provision of the NYPD dress code that requires all traffic enforcement agents to wear a police cap and maintain a beard no longer than one millimeter. While the NYPD maintains this dress policy to ensure uniformity, it fails to consider that the particular appearance it mandates is exclusionary and outdated and has no bearing on an officer’s ability to do his or her job.

“Until our law enforcement agencies fully embrace the populations they serve, they will remain complicit in perpetuating the same negative stereotypes that engender hate crimes.”

The Sikh Coalition took on Rathour’s case, arguing that Sikhs must receive an equal opportunity to serve in the nation’s largest police force. The two sides reached a settlement after two and a half years of litigation. Rathour received his job back, and a policy change now guarantees the right for every Sikh American to serve as a traffic enforcement agent with the NYPD. While Rathour’s victory is significant, the policy change remains limited to the traffic control division; the rest of the department still effectively bars observant Sikhs from joining its ranks.

In a letter this month (PDF) to Mayor Bill de Blasio and Police Commissioner William Bratton that addresses the recent spate of hate crimes, Rep. Joe Crowley, D-N.Y., urged action to keep Sikh Americans safer. One way to do so would be for the NYPD to reconsider its no-turban policy, Crowley said. And it’s true: It would send a message that law enforcement is committed to fully embracing the communities it aims to serve and protect.

Setting an example
As issues of dress code and religious freedom have increasingly come under judicial scrutiny, discriminatory policies have failed to stand up. Over the past several years, law enforcement agencies across the country, including the Metropolitan Police Department in Washington, D.C., and the Milpitas Police Department in California, have voluntarily adopted provisions to allow Sikh Americans to serve without discrimination. Such provisions are also in place in other sizable police forces around the world, including Toronto’s and London’s.
The NYPD certainly has the capacity to modernize its dress code in the name of religious diversity. In June 2012 it fired Fishel Litzman, a Hasidic police cadet, over the length of his beard. He filed a religious discrimination lawsuit, and Federal District Judge Harold Baer upheld his civil rights by ruling in his favor. The NYPD reinstated him with his religious freedom and his beard intact.

Rathour and Litzman challenged the NYPD’s discriminatory policy and successfully won the right to serve in the force without renouncing their religious identities. These victories pave the way for a formal policy change that guarantees religious liberty for Americans of diverse religious backgrounds who wish to serve in the NYPD.
As our nation continues to modernize, our public institutions ought to follow suit. It is time for police forces across the United States — including the NYPD — to follow the examples other departments have set by abandoning their outdated and discriminatory policies. Until our law enforcement agencies fully embrace the populations they serve, they will remain complicit in perpetuating the same negative stereotypes that lead to hate crimes.

Simran Jeet Singh is a Ph.D. candidate in the department of religion at Columbia University. He serves as the senior religion fellow for the Sikh Coalition and as a fellow for the Truman National Security Project.

~ Source: america.aljazeera.com

NYPD’s Outdated Policy Perpetuates Anti-Sikh Stereotypes!

For the second time in a month, a Sikh-American was physically assaulted in a reported hate crime in New York City. On July 30, a man in a pickup truck directed hate speech at 29-year-old Sandeep Singh before running him over and dragging his body with his vehicle. On Aug. 7, Jaspreet Singh Batra, a […]

For the second time in a month, a Sikh-American was physically assaulted in a reported hate crime in New York City.
On July 30, a man in a pickup truck directed hate speech at 29-year-old Sandeep Singh before running him over and dragging his body with his vehicle. On Aug. 7, Jaspreet Singh Batra, a medical scientist who was walking with his mother, was attacked by a group of teenagers who shouted racial slurs while punching him in the face and the back of his neck.

Batra’s case bears a striking resemblance to last year’s incident involving Prabhjot Singh, a physician and professor at Columbia University who was chased down by a group of teens shouting “Get Osama!” and “Terrorist!” The attackers fractured Singh’s jaw and dislodged several of his teeth before dispersing.

Sikh Americans, easily identifiable by their uncut hair, turbans and beards, have been disproportionately targeted in hate violence since the 9/11 attacks. Nationwide, there have been more than 700 attacks and discrimination incidents against Sikhs since 9/11, according to the Sikh Coalition, the largest Sikh civil rights organization in the United States. This includes a brutal attack two years ago on a Sikh temple in Oak Creek, Wisconsin, which took the lives of six worshippers.

Despite the national outrage after Oak Creek, Sikhs continue to be targeted in hate crimes. A 2009 report by the Sikh Coalition found that 41 percent of Sikhs in New York City have been called names such as “Osama bin Laden” or “terrorist” and that 9 percent of Sikh adults have been physically assaulted because of their religious identity. (By way of comparison, in 2012, when the national population just topped 300 million, the Federal Bureau of Investigation documented 6,000 hate crimes in the United States — a a rate of 0.002 percent.)

Police departments are too often part of the problem. For instance, the New York Police Department maintains a policy that effectively bars observant Sikhs — who follow the religious mandates of keeping a turban and uncut hair — from serving on its force. They may only serve if they hide their turbans under police hats, which Sikh traditions prohibit.
Of the 500,000 Sikhs living in the United States, tens of thousands call New York City home. The NYPD’s unwillingness to accommodate an important part of its community gives New Yorkers a green light to do the same — and perpetuates the very stereotypes that lead to hate crimes.

Limited victory

In 2001 the NYPD traffic control division fired Amric Singh Rathour for refusing to abandon his turban and uncut beard. His letter of termination cited a provision of the NYPD dress code that requires all traffic enforcement agents to wear a police cap and maintain a beard no longer than one millimeter. While the NYPD maintains this dress policy to ensure uniformity, it fails to consider that the particular appearance it mandates is exclusionary and outdated and has no bearing on an officer’s ability to do his or her job.
“Until our law enforcement agencies fully embrace the populations they serve, they will remain complicit in perpetuating the same negative stereotypes that engender hate crimes.”

The Sikh Coalition took on Rathour’s case, arguing that Sikhs must receive an equal opportunity to serve in the nation’s largest police force. The two sides reached a settlement after two and a half years of litigation. Rathour received his job back, and a policy change now guarantees the right for every Sikh American to serve as a traffic enforcement agent with the NYPD. While Rathour’s victory is significant, the policy change remains limited to the traffic control division; the rest of the department still effectively bars observant Sikhs from joining its ranks.
In a letter this month (PDF) to Mayor Bill de Blasio and Police Commissioner William Bratton that addresses the recent spate of hate crimes, Rep. Joe Crowley, D-N.Y., urged action to keep Sikh Americans safer. One way to do so would be for the NYPD to reconsider its no-turban policy, Crowley said. And it’s true: It would send a message that law enforcement is committed to fully embracing the communities it aims to serve and protect.

Setting an example

As issues of dress code and religious freedom have increasingly come under judicial scrutiny, discriminatory policies have failed to stand up. Over the past several years, law enforcement agencies across the country, including the Metropolitan Police Department in Washington, D.C., and the Milpitas Police Department in California, have voluntarily adopted provisions to allow Sikh Americans to serve without discrimination. Such provisions are also in place in other sizable police forces around the world, including Toronto’s and London’s.
The NYPD certainly has the capacity to modernize its dress code in the name of religious diversity. In June 2012 it fired Fishel Litzman, a Hasidic police cadet, over the length of his beard. He filed a religious discrimination lawsuit, and Federal District Judge Harold Baer upheld his civil rights by ruling in his favor. The NYPD reinstated him with his religious freedom and his beard intact.
Rathour and Litzman challenged the NYPD’s discriminatory policy and successfully won the right to serve in the force without renouncing their religious identities. These victories pave the way for a formal policy change that guarantees religious liberty for Americans of diverse religious backgrounds who wish to serve in the NYPD.
As our nation continues to modernize, our public institutions ought to follow suit. It is time for police forces across the United States — including the NYPD — to follow the examples other departments have set by abandoning their outdated and discriminatory policies. Until our law enforcement agencies fully embrace the populations they serve, they will remain complicit in perpetuating the same negative stereotypes that lead to hate crimes.
Simran Jeet Singh is a Ph.D. candidate in the department of religion at Columbia University. He serves as the senior religion fellow for the Sikh Coalition and as a fellow for the Truman National Security Project.

The Role of Teacher in shaping Humanity – Baba Iqbal Singh Ji!

The Guru has symbolized the highest virtues in the Indian culture over millennia. Given to choose between the teacher and the Almighty, the disciple has been advised to opt for the teacher because it is the teacher who guides the pupil to the supreme and most sublime power in the universe. The Teacher has always […]

The Guru has symbolized the highest virtues in the Indian culture over millennia. Given to choose between the teacher and the Almighty, the disciple has been advised to opt for the teacher because it is the teacher who guides the pupil to the supreme and most sublime power in the universe.

The Teacher has always been put on the highest pedestal — equivalent to various Sages and Saints of eras gone by. India has been known for its devout faith in the ability and sincerity of the true Guru. Guru Nanak Dev ji reinforced this ancient conviction in the Indian society when it was facing debility and decline. Thanks to Guru Nanak and the following nine Gurus of the Sikh faith, India once again became aware of its roots and eternal values.

So much so that Guru Granth Sahib ji is today revered as a living Guru across the planet. The mortal frame of the 10 Sikh Gurus may not be in our midst today, but the values they espoused, the way of life they fought for and the inter-faith philosophy they propagated continue to serve as a beacon light for mankind. While all this may sound very inspiring, this heritage places a heavy responsibility upon today’s teachers.

Studies, exams and marks obviously matter but the main goal of our teachers should be to create, shape and mould their students into real human beings — men and women who are sensitive to the joys and sorrows of their fellow beings, people who see the light of the Supreme one in every being, a society where each individual is knit with the other through bonds of selfless love… It is not an easy job. But then teachers have always managed to show society the path which is both right and righteous. I hope and pray that they will continue to do so forever.

Iqbal Singh Ji (Baba) signature

~ Iqbal Singh Ji (Baba)

Singh’s Turban Saves a Life in Malaysia!

He remembers vividly that fateful day when he threw his 6m-long turban into a river to pull to safety a Malay teenager, who had fallen into Sungai Kerian near Parit Buntar in Perak. The then constable Sohan Singh Sidhu said he was walking along Sungai Kerian on the evening of Jan 23, 1965, after work. […]

He remembers vividly that fateful day when he threw his 6m-long turban into a river to pull to safety a Malay teenager, who had fallen into Sungai Kerian near Parit Buntar in Perak.

The then constable Sohan Singh Sidhu said he was walking along Sungai Kerian on the evening of Jan 23, 1965, after work.

“As I was taking in the sights, I saw a teenager casting his line into the river to fish. Unfortunately, he fell into the river while doing so.”

Sohan said he dashed to where the teenager fell.

The youngster was bobbing up and down, and struggling to stay afloat.

“As I could not swim, I removed my turban and threw one end of the cloth towards the boy. Thankfully, he grabbed hold of it,” Sohan, 71, said in Taiping, Perak, recently.

After pulling him to safety, Sohan, then 21, gave the teenager a tongue-lashing for endangering his own life.

“I remember him begging me not to tell his parents,” he said, adding that the boy identified himself as Abd Malik.

Sohan said the boy then left and he tied his turban up again, even though it was wet.

“I continued with my walk
before returning to the police quarters.”

He said it was lucky for the boy that his turban was not starched, hence, it could roll out once the pin was removed.

News of the Punjabi policeman saving the Malay boy with his turban spread and pressmen hounded him the next day.

“The reporters came and asked me if it’s okay to publish the news and I said ‘why not’,” he said with a smile.

Sohan became an overnight superstar when news of his quick thinking was splashed in major newspapers on the third day.

“That report drew the attention of my district police chief and the inspector-general of police,” he said, adding that he received a commendation letter three months after the incident.

After Parit Buntar, Sohan was transferred to Rawang in 1966.

He rose up the ranks, from constable to inspector, before retiring as assistant superintendent in 1998.

After his retirement, Sohan was seconded to the Film Censorship Board in Kuala Lumpur for three years. Due to his vast knowledge, the Seremban native also became a human resources manager in a factory in Taiping.

“My children asked me to stop working in 2006,” he said, adding that as time passed, news of him saving the teenager was gradually forgotten as it got overtaken by other events.

“Now, I share it only occasionally during family gatherings,” said the father of two boys and a girl.

Sohan, who is married to Serjeet Kaur, 64, spends his twilight years meeting friends and praying at the gurdwara in the morning.

“I return for lunch before having my afternoon nap.”

Sohan keeps active by going for walks in his neighbourhood in the evenings.

~ Source: NST